MSME ECONOMIC EMPOWERMENT THROUGH COMMUNITY-BASED SHARIA MICROFINANCE PROGRAM IN DT PEDULI BOGOR

Putri Pertiwi, M. Kholil Nawawi, Retno Triwoelandari

Abstract


This study purpose to determine the Economic Empowerment of Micro, Small and Medium Enterprises (MSMEs) through the ProgramMicrofinance Community-Based Sharia (Misykat) at Daarut Tauhid Cares Bogor. This Economic Empowerment can be seen from the results of interviews with Misykat members. This study uses a phenomenological qualitative descriptive method. Data collection in this study used observation, interviews, and documentation with DT Peduli Bogor and Misykat members. The number of respondents in this study were 15 respondents. The data analysis method used is interactive descriptive. The result of this research is that DT Peduli Bogor carries out economic empowerment through the Misykat program to improve people's welfare. Forms of empowerment efforts carried out for members by providing revolving fund assistance in the form of capital loans and mentoring every week.


Keywords


Community-Based Sharia, Economic Empowerment, Financing, MSMEs, Sharia Microfinance.

Full Text:

PDF

References


Adelia, T., Devi, A., & Kartika, T. (2024). The Influence of Digital Marketing and Promotional Strategies in Shaping Brand Awareness on Consumer Purchasing Decisions: A Case in Indonesia. Islamic Finance and Technology, 2(1).

Aenul, N. K., Nawawi, M. K., & Lisnawati, S. (2022). Strategi Pengelolaan dan Pendistribusian Zakat, Infaq, dan Sesekah di Masa Pandemi Covid 19 (Studi Kasus Lembaga Amil Zakat Al-Bunyan Kota Bogor). Jurnal Multidisiplin Ilmu, 1(2), 629–636. https://koloni.or.id/index.php/koloni/article/view/122

Algaisya, Annisa Yasrien, Abrista Devi, S. M. (2022). Strategi Bank Syariah Dalam Pembiayaan Mikro pada Masa Pandemi Covid-19: Studi Kasus BSI KCP Sentul. VISA: Journal of Visions and Ideas, 2(3), 202–215. https://scholar.google.com/scholar?hl=id&as_sdt=0%2C5&q=Strategi+Bank+Syariah+Dalam+Pembiayaan+Mikro+pada+Masa+Pandemi+Covid-19%3A+Studi+Kasus+BSI+KCP+Sentul.&btnG=

Ali, M. M., Devi, A., & Bustomi, H. (2020). Determinants of Islamic financial exclusion in Indonesia. Journal of Islamic Monetary Economics and Finance, 6(2), 373-402.

Badan Pusat Statistik. (2023). Berita Resmi Statistik. https://www.bps.go.id/website/materi_ind/materiBrsInd-20230116144354.pdf

Budiarto, D., Islam, U., Raden, N., Palembang, F., Sumberagung, S. N. U., & Timur, O. K. U. (2019). Pemberdayaan Ekonomi Perempuan Perspektif Gender dan Ekonomi Islam: Studi Kasus Akses Pengusaha UMKM Perempuan Terhadap Lembaga Keuangan Syariah BMT Di Palembang. Jurnal Radenfatah, 05(01), 34–45. https://doi.org/10.19109/ifinance.v5i1.3715

Cull, R., & Morduch, J. (2017). Microfinance and economic development. World Bank Policy Research Working Paper No.8252 https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3076231

Devi, A., Firmansyah, I., Yuniarto, A. S., Hamid, B. A., & Nawawi, M. K. (2023). Determinant Factor Analysis of Financial Technology Adoption Among Halal Sector Microenterprises in Indonesia. Amwaluna: Jurnal Ekonomi dan Keuangan Syariah, 7(2), 347-368.

Devi, A. (2020). The Effectiveness of The Success of Sharia Cooperatives Development in Indonesia. Ekonomi Islam Indonesia, 2(1).

Harfiyani, G. (2020). Pemberdayaan Dana Zakat Untuk Program Usaha Mikro Kecil Menengah (UMKM) Pada Baznas Kota Bekasi Jawa Barat [Universiitas Islam Negeri Syarif Hidayatullah Jakarta]. In Skripsi Repository.Uinjkt.Ac.Id. http://repository.uinjkt.ac.id/dspace/handle/123456789/51012%0Ahttps://repository.uinjkt.ac.id/dspace/bitstream/123456789/51012/1/Gita Harfiyani-FDK.pdf

Harahap, Isnaini, Mailin, S. A. (2019). Peran Bank Wakaf Mikro Syariah Di Pesantren Mawaridussalam Dalam Pemberdayaan Ekonomi Masyarakat. Tansiq, 2(2). http://jurnal.uinsu.ac.id/index.php/tansiq/article/view/5883

Kadeni & Ninik Srijeni. (2020). Peran UMKM (Usaha Mikro Kecil Menengah) Dalam Meningkatkan Kesejahteraan Masyarakat. EQUILIBRIUM : Jurnal Ilmiah Ekonomi Dan Pembelajarannya, 8(2), 194. https://doi.org/10.25273/equilibrium.v8i2.7118

Maryani, D, & R. R. E. N. (2019). Pemberdayaan Masyarakat. Sleman: Deepublish.

Norlita, Wa Ode, A. D. R. (2021). Risk Analysis of Microfinance Conversion Based on ISO 31000 PT . Bank BRI Syariah . Tbk Aceh. RSF Conference Series: Business, Management and Social Sciences, 1(5), 125–134. https://lib.ui.ac.id/detail?id=20525636&lokasi=lokal

Putri, R. E., Yasid, M., & Tanjung, H. (2021). Analisis Faktor Yang Mempengaruhi Perilaku Menabung Anggota Misykat ( Microfinance Syariah Berbasis Masyarakat ) Daarut Tauhid Bogor. Indonesian Journal of Islamic Economics and Business, 6(June), 32–48. http://e-journal.lp2m.uinjambi.ac.id/ojp/index.php/ijoieb/article/view/755

Rabbani, Gian, Faisal Muzzammil, Umi Rojiati, A. K. (2021). Pemberdayaan Ekonomi Melalui Program Kelompok Mingguan (PKKM) dalam Meningkatkan Kesejahteraan Masyarakat. Al-Mu’awanah: Jurnal Pengabdian Kepada Masyakarat, 2(1), 30–42. http://ejournal.radenintan.ac.id/index.php/ajpm/article/viewFile/8902/4545

Rukminto, A. I. (2013). Pemberdayaan Pengembangan Masyarakat dan Intervensi Komunitas. Jakarta: Lembaga Penerbit Fakultas Ekonomi Indonesia.

Safitri, H., & Khasan Setiaji. (2018). Pengaruh Modal Usaha dan Karakteristik Wirausaha Terhadap Perkembangan Usaha Mikro dan Kecil di Desa Kedungleper Kecamatan Bangsri Kabupaten Jepara. Economics Education Analysis Journal, 7(2), 792–800. https://journal.unnes.ac.id/sju/index.php/eeaj/article/view/28291

Srisusilawati, P., Rusydiana, A. S., Sanrego, Y. D., & Tubastuvi, N. (2021). Biblioshiny R Application on Islamic Microfinance Research. Library Philosophy and Practice, 2021(April). https://www.researchgate.net/profile/Aam-Rusydiana/publication/350566739_Biblioshiny_R_Application_on_Islamic_Microfinance_Research/links/606e5adc299bf1c911b6361c/Biblioshiny-R-Application-on-Islamic-Microfinance-Research.pdf

Sugiyono. (2023). Metode Penelitian Kualitatif. Bandung: Alfabeta.

Sunariani, N. N., Suryadinata, A. O., & Mahaputra, I. I. R. (2017). Pemberdayaan Usaha Mikro Kcil Dan Menengah (UMKM) Melalui Program Binaan Di Provinsi Bali. Jurnal Ilmiah Manajemen Dan Bisnis, 2(1), 1–20. https://journal.undiknas.ac.id/index.php/manajemen/article/view/149

Suryanto, A. (2018). Pemberdayaan Zakat : Model Intervensi Kemiskinan Dengan Microfinance Syariah Berbasis Masyarakat DPU DT Jawa Barat ,. Inferensi, Jurnal Penelitian Sosial Keagamaan, 12(1), 85–106. http://dx.doi.org/10.18326/infsl3v12i1.85-106

Suwarni, E., Sedyastuti, K., Mirza, A. H., & Darma. (2019). Peluang Dan Hambatan Pengembangan Usaha Mikro Pada Era Ekonomi Digital Emi. Ikraith Ekonomika, 2(2), 32. https://koloni.or.id/index.php/koloni/article/view/122

UU Republik Indonesia. (2008). Undang-undang Republik Indonesia Nomor 20 tentang Usaha Mikro Kecil dan Menengah (Issue 1).




DOI: https://doi.org/10.32507/ajei.v1i1.2374

Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 Al-Infaq: Jurnal Ekonomi Islam

 Indexed by:

Google ScholarGoogle ScholarGoogle ScholarGoogle Scholar

  

 

License

© Copyright CC BY-SA

web analytics View My Stats

Al-Infaq: Jurnal Ekonomi Islam, p-ISSN: 2087-2178, e-ISSN: 2579-6453