PENGARUH FINANCIAL TECHNOLOGY DALAM MENINGKATKAN LITERASI KEUANGAN UMKM PRODUK HALAL KOTA CILEGON

Sev Rahmiyanti

Abstract


This study analyzes the role of Financial Technology (FinTech) in increasing the financial literacy of MSMEs halal products in Jombang District, Cilegon City. The study used a data collection technique of 50 responses that randomly selected from entrepreneurs of MSMEs halal products in Jombang District, Cilegon City. This study uses data collection techniques using primary data and secondary data. The aim is to determine the effect of fintech variables in increasing financial literacy on halal products of MSMEs in Jombang District, Cilegon City. Results of the study stated that the financial literacy variable had no significant effect and there was a positive relationship to the Financial Technology (FinTech) variable. That is because the T-statistic value obtained by the financial behavior variable is 1.212, which is smaller than 1.960, and the P-value is 0.226, which is greater than 0.05.


Keywords


Financial technology, financial literacy, MSME Halal Products

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DOI: https://doi.org/10.32507/ajei.v13i2.1660

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